Side-by-side · Q2 2026 data
Chesterfield State Bank vs Farmers State Bank
Metric by metric
| Measure | Chesterfield State Bank | Farmers State Bank |
|---|---|---|
| TellerScore | 43 | 88 (stronger) |
| Capital cushion | 32 | 100 (stronger) |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 95 (stronger) | 76 |
| Funding & liquidity | 93 (stronger) | 67 |
| Problem-loan coverage | 0 | 96 (stronger) |
| Peer percentile | 6th | 92nd |
| Total assets | $21.7M | $339.8M |
| Deposits / shares | $19.8M | $285.8M |
| Capital ratio | 8.15% | 15.02% (stronger) |
| Problem loans | 11.20% | 0.23% (stronger) |
| Net charge-offs | -2.00% (stronger) | 0.01% |
| Return on assets | 1.89% (stronger) | 1.40% |
| Loans ÷ deposits | 67.3% (stronger) | 89.0% |
| Uninsured deposits | 4.4% (stronger) | 19.2% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.5% |
Farmers State Bank has the higher TellerScore (88 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Chesterfield State Bank leads on 4 and Farmers State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.