Side-by-side · Q2 2026 data
Chesterfield State Bank vs Hartsburg State Bank
Metric by metric
| Measure | Chesterfield State Bank | Hartsburg State Bank |
|---|---|---|
| TellerScore | 43 | 73 (stronger) |
| Capital cushion | 32 | 65 (stronger) |
| Loan quality | 0 | 93 (stronger) |
| Earnings | 95 (stronger) | 29 |
| Funding & liquidity | 93 | 98 (stronger) |
| Problem-loan coverage | 0 | 99 (stronger) |
| Peer percentile | 6th | 48th |
| Total assets | $21.7M | $18.1M |
| Deposits / shares | $19.8M | $16.5M |
| Capital ratio | 8.15% | 11.51% (stronger) |
| Problem loans | 11.20% | 0.20% (stronger) |
| Net charge-offs | -2.00% (stronger) | 1.22% |
| Return on assets | 1.89% (stronger) | 0.22% |
| Loans ÷ deposits | 67.3% | 32.8% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 16.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hartsburg State Bank has the higher TellerScore (73 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Chesterfield State Bank leads on 3 and Hartsburg State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.