Side-by-side · Q2 2026 data
Chesterfield State Bank vs Peoples Bank of Macon
Metric by metric
| Measure | Chesterfield State Bank | Peoples Bank of Macon |
|---|---|---|
| TellerScore | 43 | 82 (stronger) |
| Capital cushion | 32 | 86 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 95 (stronger) | 32 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 0 | 100 (stronger) |
| Peer percentile | 6th | 70th |
| Total assets | $21.7M | $22.7M |
| Deposits / shares | $19.8M | $19.5M |
| Capital ratio | 8.15% | 13.57% (stronger) |
| Problem loans | 11.20% | 0.00% (stronger) |
| Net charge-offs | -2.00% (stronger) | 0.00% |
| Return on assets | 1.89% (stronger) | 0.30% |
| Loans ÷ deposits | 67.3% | 32.7% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 9.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank of Macon has the higher TellerScore (82 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Chesterfield State Bank leads on 3 and Peoples Bank of Macon on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.