Side-by-side · Q2 2026 data
Chesterfield State Bank vs Sainte Marie State Bank
Metric by metric
| Measure | Chesterfield State Bank | Sainte Marie State Bank |
|---|---|---|
| TellerScore | 43 | 76 (stronger) |
| Capital cushion | 32 | 100 (stronger) |
| Loan quality | 0 | 90 (stronger) |
| Earnings | 95 (stronger) | 0 |
| Funding & liquidity | 93 (stronger) | 90 |
| Problem-loan coverage | 0 | 99 (stronger) |
| Peer percentile | 6th | 56th |
| Total assets | $21.7M | $23.0M |
| Deposits / shares | $19.8M | $19.2M |
| Capital ratio | 8.15% | 15.83% (stronger) |
| Problem loans | 11.20% | 0.31% (stronger) |
| Net charge-offs | -2.00% (stronger) | 0.40% |
| Return on assets | 1.89% (stronger) | -0.74% |
| Loans ÷ deposits | 67.3% | 46.5% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 24.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sainte Marie State Bank has the higher TellerScore (76 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Chesterfield State Bank leads on 3 and Sainte Marie State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.