Side-by-side · Q2 2026 data
Chesterfield State Bank vs Warren-Boynton State Bank
Metric by metric
| Measure | Chesterfield State Bank | Warren-Boynton State Bank |
|---|---|---|
| TellerScore | 43 | 79 (stronger) |
| Capital cushion | 32 | 71 (stronger) |
| Loan quality | 0 | 86 (stronger) |
| Earnings | 95 (stronger) | 81 |
| Funding & liquidity | 93 (stronger) | 72 |
| Problem-loan coverage | 0 | 95 (stronger) |
| Peer percentile | 6th | 75th |
| Total assets | $21.7M | $234.5M |
| Deposits / shares | $19.8M | $201.4M |
| Capital ratio | 8.15% | 12.08% (stronger) |
| Problem loans | 11.20% | 0.41% (stronger) |
| Net charge-offs | -2.00% (stronger) | 0.01% |
| Return on assets | 1.89% (stronger) | 1.52% |
| Loans ÷ deposits | 67.3% (stronger) | 83.4% |
| Uninsured deposits | 4.4% (stronger) | 18.8% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Warren-Boynton State Bank has the higher TellerScore (79 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Chesterfield State Bank leads on 4 and Warren-Boynton State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.