Side-by-side · Q2 2026 data
Chevron Federal Credit Union vs Valley Strong Credit Union
Credit union
Valley Strong Credit Union
Bakersfield, California · $1 billion – $10 billion
Metric by metric
| Measure | Chevron Federal Credit Union | Valley Strong Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 51 |
| Capital cushion | 74 (stronger) | 43 |
| Loan quality | 87 (stronger) | 35 |
| Earnings | 85 (stronger) | 51 |
| Funding & liquidity | 72 | 81 (stronger) |
| Problem-loan coverage | 95 (stronger) | 70 |
| Peer percentile | 89th | 7th |
| Total assets | $5.4B | $4.1B |
| Deposits / shares | $4.7B | $3.7B |
| Capital ratio | 12.38% (stronger) | 9.27% |
| Problem loans | 0.38% (stronger) | 1.94% |
| Net charge-offs | 0.21% (stronger) | 0.78% |
| Return on assets | 1.64% (stronger) | 0.77% |
| Loans ÷ deposits | 87.8% | 79.2% (stronger) |
| Uninsured deposits | 12.0% | 8.2% (stronger) |
| Offices | 9 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.4% | 25.3% |
Chevron Federal Credit Union has the higher TellerScore (81 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Chevron Federal Credit Union leads on 5 and Valley Strong Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.