Side-by-side · Q2 2026 data
Chicago Avenue Garage Federal Credit Union vs Western Springs Federal Credit Union
Credit union
Chicago Avenue Garage Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Credit union
Western Springs Federal Credit Union
Western Springs, Illinois · Under $100 million in assets
Metric by metric
| Measure | Chicago Avenue Garage Federal Credit Union | Western Springs Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 95 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 25 | 95 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 20th | 96th |
| Total assets | $4.4M | $3.9M |
| Deposits / shares | $1.8M | $3.2M |
| Capital ratio | 56.85% (stronger) | 18.19% |
| Problem loans | 18.59% | 0.46% (stronger) |
| Net charge-offs | 5.84% | 0.00% (stronger) |
| Return on assets | 0.13% | 1.88% (stronger) |
| Loans ÷ deposits | 43.2% (stronger) | 47.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Western Springs Federal Credit Union has the higher TellerScore (95 vs 59). On the 6 directional measures above (where higher or lower is clearly better), Chicago Avenue Garage Federal Credit Union leads on 2 and Western Springs Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.