Side-by-side · Q2 2026 data
Chillicothe State Bank vs Community Bank of Pleasant Hill
Metric by metric
| Measure | Chillicothe State Bank | Community Bank of Pleasant Hill |
|---|---|---|
| TellerScore | 64 | 76 (stronger) |
| Capital cushion | 29 | 54 (stronger) |
| Loan quality | 76 | 100 (stronger) |
| Earnings | 70 (stronger) | 62 |
| Funding & liquidity | 84 (stronger) | 81 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 26th | 64th |
| Total assets | $135.2M | $133.4M |
| Deposits / shares | $122.7M | $125.0M |
| Capital ratio | 7.89% | 10.37% (stronger) |
| Problem loans | 0.72% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.09% |
| Return on assets | 1.24% (stronger) | 1.05% |
| Loans ÷ deposits | 60.6% | 43.1% (stronger) |
| Uninsured deposits | 29.3% (stronger) | 32.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank of Pleasant Hill has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Chillicothe State Bank leads on 3 and Community Bank of Pleasant Hill on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.