Side-by-side · Q2 2026 data
Chivaho Federal Credit Union vs Cincinnati Employees Credit Union
Credit union
Cincinnati Employees Credit Union
Harrison, Ohio · Under $100 million in assets
Metric by metric
| Measure | Chivaho Federal Credit Union | Cincinnati Employees Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 50 |
| Capital cushion | 89 (stronger) | 53 |
| Loan quality | 91 (stronger) | 23 |
| Earnings | 50 (stronger) | 29 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 79 |
| Peer percentile | 75th | 9th |
| Total assets | $37.7M | $35.5M |
| Deposits / shares | $32.4M | $31.7M |
| Capital ratio | 13.88% (stronger) | 10.31% |
| Problem loans | 0.27% (stronger) | 2.30% |
| Net charge-offs | 0.87% | 0.12% (stronger) |
| Return on assets | 0.74% (stronger) | 0.23% |
| Loans ÷ deposits | 47.2% (stronger) | 51.9% |
| Uninsured deposits | 3.6% (stronger) | 8.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chivaho Federal Credit Union has the higher TellerScore (84 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Chivaho Federal Credit Union leads on 6 and Cincinnati Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.