Side-by-side · Q2 2026 data
Choice Financial Group vs Bravera Bank
Metric by metric
| Measure | Choice Financial Group | Bravera Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 67 |
| Capital cushion | 58 (stronger) | 47 |
| Loan quality | 77 (stronger) | 70 |
| Earnings | 72 | 75 (stronger) |
| Funding & liquidity | 86 (stronger) | 75 |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 70th | 44th |
| Total assets | $6.4B | $3.8B |
| Deposits / shares | $5.1B | $3.3B |
| Capital ratio | 10.84% (stronger) | 9.73% |
| Problem loans | 0.68% (stronger) | 0.90% |
| Net charge-offs | 0.31% | -0.04% (stronger) |
| Return on assets | 1.30% | 1.37% (stronger) |
| Loans ÷ deposits | 62.0% (stronger) | 82.2% |
| Uninsured deposits | 26.5% | 17.6% (stronger) |
| Offices | 18 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | 2.2% |
Choice Financial Group has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Choice Financial Group leads on 4 and Bravera Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.