Side-by-side · Q2 2026 data
Choice Financial Group vs Starion Bank
Metric by metric
| Measure | Choice Financial Group | Starion Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 56 |
| Capital cushion | 58 (stronger) | 44 |
| Loan quality | 77 (stronger) | 52 |
| Earnings | 72 (stronger) | 66 |
| Funding & liquidity | 86 (stronger) | 58 |
| Problem-loan coverage | 94 (stronger) | 81 |
| Peer percentile | 70th | 15th |
| Total assets | $6.4B | $2.1B |
| Deposits / shares | $5.1B | $1.8B |
| Capital ratio | 10.84% (stronger) | 9.45% |
| Problem loans | 0.68% (stronger) | 1.45% |
| Net charge-offs | 0.31% | -0.00% (stronger) |
| Return on assets | 1.30% (stronger) | 1.14% |
| Loans ÷ deposits | 62.0% (stronger) | 69.4% |
| Uninsured deposits | 26.5% (stronger) | 44.6% |
| Offices | 18 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | 3.1% |
Choice Financial Group has the higher TellerScore (73 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Choice Financial Group leads on 6 and Starion Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bismarck, ND
- Fargo, ND
- Ellendale, ND