Side-by-side · Q2 2026 data
Christiansted Federal Credit Union vs Agriculture Federal Credit Union
Credit union
Christiansted Federal Credit Union
Christiansted, U.S. Virgin Islands · Under $100 million in assets
Metric by metric
| Measure | Christiansted Federal Credit Union | Agriculture Federal Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 92 (stronger) | 83 |
| Earnings | 98 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 98th | 68th |
| Total assets | $34.0M | $350.7M |
| Deposits / shares | $26.9M | $309.0M |
| Capital ratio | 20.63% (stronger) | 12.38% |
| Problem loans | 0.23% (stronger) | 0.52% |
| Net charge-offs | 0.22% (stronger) | 0.45% |
| Return on assets | 1.96% (stronger) | 0.68% |
| Loans ÷ deposits | 45.3% (stronger) | 66.1% |
| Uninsured deposits | 1.0% (stronger) | 15.3% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 41.8% |
Christiansted Federal Credit Union has the higher TellerScore (98 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Christiansted Federal Credit Union leads on 7 and Agriculture Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.