Side-by-side · Q2 2026 data
Christiansted Federal Credit Union vs Capital Area Realtors Federal Credit Union
Credit union
Christiansted Federal Credit Union
Christiansted, U.S. Virgin Islands · Under $100 million in assets
Credit union
Capital Area Realtors Federal Credit Union
Rockville, Maryland · Under $100 million in assets
Metric by metric
| Measure | Christiansted Federal Credit Union | Capital Area Realtors Federal Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 50 |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 92 (stronger) | 0 |
| Earnings | 98 (stronger) | 14 |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 99 (stronger) | 67 |
| Peer percentile | 98th | 9th |
| Total assets | $34.0M | $15.7M |
| Deposits / shares | $26.9M | $13.5M |
| Capital ratio | 20.63% (stronger) | 14.10% |
| Problem loans | 0.23% (stronger) | 3.89% |
| Net charge-offs | 0.22% (stronger) | 1.34% |
| Return on assets | 1.96% (stronger) | -0.15% |
| Loans ÷ deposits | 45.3% (stronger) | 69.1% |
| Uninsured deposits | 1.0% (stronger) | 17.2% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Christiansted Federal Credit Union has the higher TellerScore (98 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Christiansted Federal Credit Union leads on 7 and Capital Area Realtors Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.