Side-by-side · Q2 2026 data
Chula Vista City Employees Federal Credit Union vs California Coast Credit Union
Credit union
Chula Vista City Employees Federal Credit Union
Chula Vista, California · Under $100 million in assets
Credit union
California Coast Credit Union
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | Chula Vista City Employees Federal Credit Union | California Coast Credit Union |
|---|---|---|
| TellerScore | 71 | 85 (stronger) |
| Capital cushion | 33 | 89 (stronger) |
| Loan quality | 79 | 91 (stronger) |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 83 (stronger) | 82 |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 42nd | 94th |
| Total assets | $3.1M | $3.5B |
| Deposits / shares | $2.6M | $3.1B |
| Capital ratio | 8.27% | 13.91% (stronger) |
| Problem loans | 0.64% | 0.26% (stronger) |
| Net charge-offs | -2.44% (stronger) | 0.18% |
| Return on assets | 4.44% (stronger) | 1.16% |
| Loans ÷ deposits | 77.2% (stronger) | 78.2% |
| Uninsured deposits | 0.0% (stronger) | 2.3% |
| Offices | 2 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.5% |
California Coast Credit Union has the higher TellerScore (85 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Chula Vista City Employees Federal Credit Union leads on 4 and California Coast Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.