Side-by-side · Q2 2026 data
Church of God Credit Union vs Healthcare Services Credit Union
Credit union
Healthcare Services Credit Union
Chattanooga, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Church of God Credit Union | Healthcare Services Credit Union |
|---|---|---|
| TellerScore | 55 | 87 (stronger) |
| Capital cushion | 23 | 100 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 10 | 39 (stronger) |
| Funding & liquidity | 73 | 95 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 15th | 83rd |
| Total assets | $6.7M | $26.1M |
| Deposits / shares | $6.2M | $22.0M |
| Capital ratio | 7.28% | 15.01% (stronger) |
| Problem loans | 0.00% (stronger) | 0.03% |
| Net charge-offs | 0.09% (stronger) | 0.15% |
| Return on assets | -0.26% | 0.47% (stronger) |
| Loans ÷ deposits | 87.2% | 64.9% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 3.1% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Healthcare Services Credit Union has the higher TellerScore (87 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Church of God Credit Union leads on 3 and Healthcare Services Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.