Side-by-side · Q2 2026 data
CIBC National Trust Company vs Associated Credit Union
Metric by metric
| Measure | CIBC National Trust Company | Associated Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 100 (stronger) | 49 |
| Funding & liquidity | 54 | 75 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 98th | 82nd |
| Total assets | $412.8M | $2.5B |
| Deposits / shares | $550K | $2.2B |
| Capital ratio | 59.61% (stronger) | 13.03% |
| Problem loans | 0.00% (stronger) | 0.30% |
| Net charge-offs | 0.00% (stronger) | 0.54% |
| Return on assets | 13.72% (stronger) | 0.72% |
| Loans ÷ deposits | 0.0% (stronger) | 84.9% |
| Uninsured deposits | 56.4% | 7.3% (stronger) |
| Offices | 1 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 22.1% |
CIBC National Trust Company has the higher TellerScore (93 vs 77). On the 7 directional measures above (where higher or lower is clearly better), CIBC National Trust Company leads on 6 and Associated Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.