Side-by-side · Q2 2026 data
CIBM Bank vs First Federal Savings Bank of Champaign Urbana
Bank
First Federal Savings Bank of Champaign Urbana
Champaign, Illinois · $100 million – $1 billion
Metric by metric
| Measure | CIBM Bank | First Federal Savings Bank of Champaign Urbana |
|---|---|---|
| TellerScore | 53 | 90 (stronger) |
| Capital cushion | 49 | 77 (stronger) |
| Loan quality | 64 | 97 (stronger) |
| Earnings | 39 | 97 (stronger) |
| Funding & liquidity | 40 | 89 (stronger) |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 9th | 95th |
| Total assets | $819.7M | $192.5M |
| Deposits / shares | $669.0M | $163.6M |
| Capital ratio | 9.91% | 12.71% (stronger) |
| Problem loans | 1.08% | 0.09% (stronger) |
| Net charge-offs | 0.20% | 0.00% (stronger) |
| Return on assets | 0.48% | 1.92% (stronger) |
| Loans ÷ deposits | 98.6% | 70.9% (stronger) |
| Uninsured deposits | 34.2% | 13.4% (stronger) |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.6% | 0.9% |
First Federal Savings Bank of Champaign Urbana has the higher TellerScore (90 vs 53). On the 7 directional measures above (where higher or lower is clearly better), CIBM Bank leads on 0 and First Federal Savings Bank of Champaign Urbana on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.