Side-by-side · Q2 2026 data
CIBM Bank vs Millennium Bank
Metric by metric
| Measure | CIBM Bank | Millennium Bank |
|---|---|---|
| TellerScore | 53 (stronger) | 33 |
| Capital cushion | 49 (stronger) | 44 |
| Loan quality | 64 (stronger) | 0 |
| Earnings | 39 | 44 (stronger) |
| Funding & liquidity | 40 | 52 (stronger) |
| Problem-loan coverage | 84 (stronger) | 31 |
| Peer percentile | 9th | 1st |
| Total assets | $819.7M | $844.5M |
| Deposits / shares | $669.0M | $693.2M |
| Capital ratio | 9.91% (stronger) | 9.41% |
| Problem loans | 1.08% (stronger) | 4.37% |
| Net charge-offs | 0.20% (stronger) | 0.24% |
| Return on assets | 0.48% | 0.59% (stronger) |
| Loans ÷ deposits | 98.6% | 94.8% (stronger) |
| Uninsured deposits | 34.2% | 26.6% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.6% | — |
CIBM Bank has the higher TellerScore (53 vs 33). On the 7 directional measures above (where higher or lower is clearly better), CIBM Bank leads on 4 and Millennium Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.