Side-by-side · Q2 2026 data
CIBM Bank vs Prairie State Bank and Trust
Metric by metric
| Measure | CIBM Bank | Prairie State Bank and Trust |
|---|---|---|
| TellerScore | 53 | 80 (stronger) |
| Capital cushion | 49 | 74 (stronger) |
| Loan quality | 64 | 83 (stronger) |
| Earnings | 39 | 83 (stronger) |
| Funding & liquidity | 40 | 75 (stronger) |
| Problem-loan coverage | 84 | 95 (stronger) |
| Peer percentile | 9th | 77th |
| Total assets | $819.7M | $840.1M |
| Deposits / shares | $669.0M | $730.2M |
| Capital ratio | 9.91% | 12.39% (stronger) |
| Problem loans | 1.08% | 0.52% (stronger) |
| Net charge-offs | 0.20% | 0.04% (stronger) |
| Return on assets | 0.48% | 1.58% (stronger) |
| Loans ÷ deposits | 98.6% | 74.9% (stronger) |
| Uninsured deposits | 34.2% | 24.3% (stronger) |
| Offices | 9 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.6% | 3.9% |
Prairie State Bank and Trust has the higher TellerScore (80 vs 53). On the 7 directional measures above (where higher or lower is clearly better), CIBM Bank leads on 0 and Prairie State Bank and Trust on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.