Side-by-side · Q2 2026 data
Cinfed Federal Credit Union vs Day Air Credit Union
Metric by metric
| Measure | Cinfed Federal Credit Union | Day Air Credit Union |
|---|---|---|
| TellerScore | 72 | 82 (stronger) |
| Capital cushion | 66 | 96 (stronger) |
| Loan quality | 90 (stronger) | 68 |
| Earnings | 53 | 88 (stronger) |
| Funding & liquidity | 61 | 66 (stronger) |
| Problem-loan coverage | 96 (stronger) | 86 |
| Peer percentile | 57th | 82nd |
| Total assets | $863.2M | $908.8M |
| Deposits / shares | $723.6M | $747.9M |
| Capital ratio | 11.56% | 14.56% (stronger) |
| Problem loans | 0.30% (stronger) | 0.96% |
| Net charge-offs | 0.21% (stronger) | 0.73% |
| Return on assets | 0.84% | 1.71% (stronger) |
| Loans ÷ deposits | 99.5% | 94.5% (stronger) |
| Uninsured deposits | 0.4% (stronger) | 7.1% |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | 20.5% |
Day Air Credit Union has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Cinfed Federal Credit Union leads on 3 and Day Air Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.