Side-by-side · Q2 2026 data
Citizens Bank & Trust Co. vs Neighborhood National Bank
Metric by metric
| Measure | Citizens Bank & Trust Co. | Neighborhood National Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 56 |
| Capital cushion | 36 | 62 (stronger) |
| Loan quality | 91 (stronger) | 23 |
| Earnings | 68 (stronger) | 65 |
| Funding & liquidity | 84 | 84 |
| Problem-loan coverage | 93 (stronger) | 61 |
| Peer percentile | 40th | 13th |
| Total assets | $329.0M | $312.2M |
| Deposits / shares | $297.4M | $252.1M |
| Capital ratio | 8.63% | 11.24% (stronger) |
| Problem loans | 0.26% (stronger) | 2.31% |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.21% (stronger) | 1.13% |
| Loans ÷ deposits | 55.2% (stronger) | 76.4% |
| Uninsured deposits | 29.9% | 9.1% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.6% |
Citizens Bank & Trust Co. has the higher TellerScore (69 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank & Trust Co. leads on 4 and Neighborhood National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.