Side-by-side · Q2 2026 data
Citizens Bank & Trust Co. vs Viking Bank, National Association
Metric by metric
| Measure | Citizens Bank & Trust Co. | Viking Bank, National Association |
|---|---|---|
| TellerScore | 69 | 70 (stronger) |
| Capital cushion | 36 | 42 (stronger) |
| Loan quality | 91 (stronger) | 82 |
| Earnings | 68 | 89 (stronger) |
| Funding & liquidity | 84 (stronger) | 70 |
| Problem-loan coverage | 93 (stronger) | 85 |
| Peer percentile | 40th | 43rd |
| Total assets | $329.0M | $330.3M |
| Deposits / shares | $297.4M | $283.1M |
| Capital ratio | 8.63% | 9.19% (stronger) |
| Problem loans | 0.26% (stronger) | 0.53% |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.21% | 1.72% (stronger) |
| Loans ÷ deposits | 55.2% (stronger) | 90.6% |
| Uninsured deposits | 29.9% | 14.4% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Viking Bank, National Association has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank & Trust Co. leads on 2 and Viking Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.