Side-by-side · Q2 2026 data
Citizens Bank & Trust Co. vs Amory First Savings And Loan Bank, Ssb
Metric by metric
| Measure | Citizens Bank & Trust Co. | Amory First Savings And Loan Bank, Ssb |
|---|---|---|
| TellerScore | 53 | 66 (stronger) |
| Capital cushion | 90 (stronger) | 81 |
| Loan quality | 0 | 54 (stronger) |
| Earnings | 57 (stronger) | 45 |
| Funding & liquidity | 65 | 70 (stronger) |
| Problem-loan coverage | 49 | 84 (stronger) |
| Peer percentile | 12th | 28th |
| Total assets | $98.6M | $78.7M |
| Deposits / shares | $83.0M | $68.1M |
| Capital ratio | 14.00% (stronger) | 13.11% |
| Problem loans | 5.50% | 1.37% (stronger) |
| Net charge-offs | 0.72% | 0.03% (stronger) |
| Return on assets | 0.92% (stronger) | 0.62% |
| Loans ÷ deposits | 83.2% (stronger) | 90.5% |
| Uninsured deposits | 25.8% | 6.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Amory First Savings And Loan Bank, Ssb has the higher TellerScore (66 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank & Trust Co. leads on 3 and Amory First Savings And Loan Bank, Ssb on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.