Side-by-side · Q2 2026 data
Citizens Bank & Trust Co. vs First Security Bank
Metric by metric
| Measure | Citizens Bank & Trust Co. | First Security Bank |
|---|---|---|
| TellerScore | 53 | 66 (stronger) |
| Capital cushion | 90 (stronger) | 43 |
| Loan quality | 0 | 82 (stronger) |
| Earnings | 57 | 73 (stronger) |
| Funding & liquidity | 65 (stronger) | 59 |
| Problem-loan coverage | 49 | 91 (stronger) |
| Peer percentile | 12th | 31st |
| Total assets | $98.6M | $976.5M |
| Deposits / shares | $83.0M | $837.7M |
| Capital ratio | 14.00% (stronger) | 9.28% |
| Problem loans | 5.50% | 0.55% (stronger) |
| Net charge-offs | 0.72% | 0.05% (stronger) |
| Return on assets | 0.92% | 1.33% (stronger) |
| Loans ÷ deposits | 83.2% | 71.4% (stronger) |
| Uninsured deposits | 25.8% (stronger) | 42.0% |
| Offices | 2 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.0% |
First Security Bank has the higher TellerScore (66 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank & Trust Co. leads on 2 and First Security Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Marks, MS
- Tunica, MS