Side-by-side · Q2 2026 data
Citizens Bank & Trust Co. vs Genesis Bank
Metric by metric
| Measure | Citizens Bank & Trust Co. | Genesis Bank |
|---|---|---|
| TellerScore | 53 | 54 (stronger) |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 0 | 5 (stronger) |
| Earnings | 57 | 58 (stronger) |
| Funding & liquidity | 65 (stronger) | 20 |
| Problem-loan coverage | 49 | 78 (stronger) |
| Peer percentile | 12th | 13th |
| Total assets | $98.6M | $97.2M |
| Deposits / shares | $83.0M | $73.8M |
| Capital ratio | 14.00% | 19.59% (stronger) |
| Problem loans | 5.50% | 2.85% (stronger) |
| Net charge-offs | 0.72% | -0.10% (stronger) |
| Return on assets | 0.92% | 0.95% (stronger) |
| Loans ÷ deposits | 83.2% (stronger) | 104.2% |
| Uninsured deposits | 25.8% (stronger) | 47.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genesis Bank has the higher TellerScore (54 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank & Trust Co. leads on 2 and Genesis Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.