Side-by-side · Q2 2026 data
Citizens Bank & Trust Co. vs Partners Bank
Metric by metric
| Measure | Citizens Bank & Trust Co. | Partners Bank |
|---|---|---|
| TellerScore | 53 | 71 (stronger) |
| Capital cushion | 90 (stronger) | 87 |
| Loan quality | 0 | 69 (stronger) |
| Earnings | 57 | 61 (stronger) |
| Funding & liquidity | 65 (stronger) | 42 |
| Problem-loan coverage | 49 | 89 (stronger) |
| Peer percentile | 12th | 47th |
| Total assets | $98.6M | $417.1M |
| Deposits / shares | $83.0M | $354.0M |
| Capital ratio | 14.00% (stronger) | 13.73% |
| Problem loans | 5.50% | 0.93% (stronger) |
| Net charge-offs | 0.72% | 0.39% (stronger) |
| Return on assets | 0.92% | 1.04% (stronger) |
| Loans ÷ deposits | 83.2% (stronger) | 102.4% |
| Uninsured deposits | 25.8% (stronger) | 29.2% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.6% |
Partners Bank has the higher TellerScore (71 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank & Trust Co. leads on 3 and Partners Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.