Side-by-side · Q2 2026 data
Citizens Bank & Trust Co. of Jackson vs Century Bank of Kentucky, Inc.
Metric by metric
| Measure | Citizens Bank & Trust Co. of Jackson | Century Bank of Kentucky, Inc. |
|---|---|---|
| TellerScore | 42 | 84 (stronger) |
| Capital cushion | 47 | 54 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 61 | 100 (stronger) |
| Funding & liquidity | 75 | 85 (stronger) |
| Problem-loan coverage | 49 | 100 (stronger) |
| Peer percentile | 3rd | 86th |
| Total assets | $217.3M | $208.1M |
| Deposits / shares | $190.9M | $188.0M |
| Capital ratio | 9.71% | 10.41% (stronger) |
| Problem loans | 3.35% | 0.00% (stronger) |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 1.02% | 2.17% (stronger) |
| Loans ÷ deposits | 84.1% | 75.3% (stronger) |
| Uninsured deposits | 16.3% | 14.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Century Bank of Kentucky, Inc. has the higher TellerScore (84 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank & Trust Co. of Jackson leads on 0 and Century Bank of Kentucky, Inc. on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.