Side-by-side · Q2 2026 data
Citizens Bank & Trust Company vs South Louisiana Bank
Metric by metric
| Measure | Citizens Bank & Trust Company | South Louisiana Bank |
|---|---|---|
| TellerScore | 68 | 91 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 73 | 85 (stronger) |
| Earnings | 64 | 92 (stronger) |
| Funding & liquidity | 46 | 77 (stronger) |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 37th | 96th |
| Total assets | $480.8M | $659.8M |
| Deposits / shares | $405.4M | $548.6M |
| Capital ratio | 11.93% | 15.30% (stronger) |
| Problem loans | 0.82% | 0.45% (stronger) |
| Net charge-offs | 0.09% | 0.05% (stronger) |
| Return on assets | 1.09% | 1.80% (stronger) |
| Loans ÷ deposits | 88.7% | 64.7% (stronger) |
| Uninsured deposits | 37.8% | 32.0% (stronger) |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | 5.7% |
South Louisiana Bank has the higher TellerScore (91 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank & Trust Company leads on 0 and South Louisiana Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.