Side-by-side · Q2 2026 data
Citizens Bank & Trust Company vs Bank of Lexington, Inc.
Metric by metric
| Measure | Citizens Bank & Trust Company | Bank of Lexington, Inc. |
|---|---|---|
| TellerScore | 79 (stronger) | 74 |
| Capital cushion | 81 (stronger) | 65 |
| Loan quality | 81 | 100 (stronger) |
| Earnings | 69 (stronger) | 68 |
| Funding & liquidity | 75 (stronger) | 39 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 75th | 57th |
| Total assets | $383.4M | $410.8M |
| Deposits / shares | $333.9M | $322.2M |
| Capital ratio | 13.12% (stronger) | 11.50% |
| Problem loans | 0.57% | 0.01% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.24% (stronger) | 1.21% |
| Loans ÷ deposits | 60.6% (stronger) | 99.7% |
| Uninsured deposits | 37.0% | 34.6% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.1% |
Citizens Bank & Trust Company has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank & Trust Company leads on 4 and Bank of Lexington, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.