Side-by-side · Q2 2026 data
Citizens Bank & Trust Company vs Citizens Deposit Bank of Arlington, Inc.
Metric by metric
| Measure | Citizens Bank & Trust Company | Citizens Deposit Bank of Arlington, Inc. |
|---|---|---|
| TellerScore | 79 (stronger) | 77 |
| Capital cushion | 81 | 87 (stronger) |
| Loan quality | 81 (stronger) | 69 |
| Earnings | 69 | 84 (stronger) |
| Funding & liquidity | 75 (stronger) | 54 |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 75th | 68th |
| Total assets | $383.4M | $348.2M |
| Deposits / shares | $333.9M | $287.8M |
| Capital ratio | 13.12% | 13.66% (stronger) |
| Problem loans | 0.57% (stronger) | 0.94% |
| Net charge-offs | 0.03% | 0.02% (stronger) |
| Return on assets | 1.24% | 1.60% (stronger) |
| Loans ÷ deposits | 60.6% (stronger) | 85.1% |
| Uninsured deposits | 37.0% | 34.5% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Bank & Trust Company has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank & Trust Company leads on 3 and Citizens Deposit Bank of Arlington, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.