Side-by-side · Q2 2026 data
Citizens Bank & Trust Company vs South Lafourche Bank & Trust Company
Metric by metric
| Measure | Citizens Bank & Trust Company | South Lafourche Bank & Trust Company |
|---|---|---|
| TellerScore | 41 (stronger) | 38 |
| Capital cushion | 61 | 67 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 45 | 48 (stronger) |
| Funding & liquidity | 84 (stronger) | 52 |
| Problem-loan coverage | 15 (stronger) | 9 |
| Peer percentile | 3rd | 2nd |
| Total assets | $183.7M | $177.5M |
| Deposits / shares | $162.2M | $147.8M |
| Capital ratio | 11.14% | 11.73% (stronger) |
| Problem loans | 7.15% | 6.95% (stronger) |
| Net charge-offs | 0.20% | 0.02% (stronger) |
| Return on assets | 0.63% | 0.69% (stronger) |
| Loans ÷ deposits | 70.3% (stronger) | 95.5% |
| Uninsured deposits | 20.1% (stronger) | 26.2% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.3% |
Citizens Bank & Trust Company has the higher TellerScore (41 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank & Trust Company leads on 3 and South Lafourche Bank & Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.