Side-by-side · Q2 2026 data
Citizens Bank & Trust Company vs Nebraska Bank of Commerce
Metric by metric
| Measure | Citizens Bank & Trust Company | Nebraska Bank of Commerce |
|---|---|---|
| TellerScore | 54 | 66 (stronger) |
| Capital cushion | 64 (stronger) | 46 |
| Loan quality | 19 | 89 (stronger) |
| Earnings | 56 | 63 (stronger) |
| Funding & liquidity | 80 (stronger) | 55 |
| Problem-loan coverage | 68 | 94 (stronger) |
| Peer percentile | 10th | 31st |
| Total assets | $242.3M | $241.2M |
| Deposits / shares | $199.8M | $204.9M |
| Capital ratio | 11.45% (stronger) | 9.56% |
| Problem loans | 2.42% | 0.33% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.89% | 1.08% (stronger) |
| Loans ÷ deposits | 80.1% (stronger) | 103.8% |
| Uninsured deposits | 4.1% (stronger) | 16.0% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | 1.6% |
Nebraska Bank of Commerce has the higher TellerScore (66 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank & Trust Company leads on 3 and Nebraska Bank of Commerce on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.