Side-by-side · Q2 2026 data
Citizens Bank and Trust Company of Ardmore vs Bank of Commerce
Metric by metric
| Measure | Citizens Bank and Trust Company of Ardmore | Bank of Commerce |
|---|---|---|
| TellerScore | 78 (stronger) | 46 |
| Capital cushion | 56 (stronger) | 55 |
| Loan quality | 100 (stronger) | 24 |
| Earnings | 83 (stronger) | 29 |
| Funding & liquidity | 67 | 74 (stronger) |
| Problem-loan coverage | 100 (stronger) | 66 |
| Peer percentile | 72nd | 5th |
| Total assets | $318.8M | $334.0M |
| Deposits / shares | $268.9M | $294.0M |
| Capital ratio | 10.60% (stronger) | 10.54% |
| Problem loans | 0.00% (stronger) | 2.27% |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 1.59% (stronger) | 0.22% |
| Loans ÷ deposits | 78.1% | 75.7% (stronger) |
| Uninsured deposits | 28.4% | 24.5% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Bank and Trust Company of Ardmore has the higher TellerScore (78 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank and Trust Company of Ardmore leads on 5 and Bank of Commerce on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.