Side-by-side · Q2 2026 data
Citizens Bank and Trust of Lebanon, Inc. vs The Farmers National Bank of Lebanon
Metric by metric
| Measure | Citizens Bank and Trust of Lebanon, Inc. | The Farmers National Bank of Lebanon |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 63 (stronger) | 57 |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 58 | 64 (stronger) |
| Funding & liquidity | 77 | 81 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 61st | 68th |
| Total assets | $173.0M | $163.0M |
| Deposits / shares | $156.9M | $145.5M |
| Capital ratio | 11.33% (stronger) | 10.72% |
| Problem loans | 0.18% | 0.00% (stronger) |
| Net charge-offs | 0.25% | -0.03% (stronger) |
| Return on assets | 0.94% | 1.09% (stronger) |
| Loans ÷ deposits | 34.1% (stronger) | 78.8% |
| Uninsured deposits | 36.0% | 11.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers National Bank of Lebanon has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank and Trust of Lebanon, Inc. leads on 2 and The Farmers National Bank of Lebanon on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.