Side-by-side · Q2 2026 data
Citizens Bank vs Pioneer Trust Bank, National Association
Metric by metric
| Measure | Citizens Bank | Pioneer Trust Bank, National Association |
|---|---|---|
| TellerScore | 78 | 81 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 99 (stronger) | 56 |
| Earnings | 27 | 100 (stronger) |
| Funding & liquidity | 77 (stronger) | 54 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 72nd | 80th |
| Total assets | $823.4M | $712.5M |
| Deposits / shares | $702.5M | $602.2M |
| Capital ratio | 13.88% | 15.26% (stronger) |
| Problem loans | 0.04% (stronger) | 1.32% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 0.18% | 2.56% (stronger) |
| Loans ÷ deposits | 54.5% (stronger) | 84.0% |
| Uninsured deposits | 36.3% | 35.4% (stronger) |
| Offices | 14 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pioneer Trust Bank, National Association has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank leads on 3 and Pioneer Trust Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.