Side-by-side · Q2 2026 data
Citizens Bank vs Progressive Ozark Bank
Metric by metric
| Measure | Citizens Bank | Progressive Ozark Bank |
|---|---|---|
| TellerScore | 70 | 77 (stronger) |
| Capital cushion | 27 | 48 (stronger) |
| Loan quality | 93 | 99 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 59 | 70 (stronger) |
| Problem-loan coverage | 95 (stronger) | 77 |
| Peer percentile | 43rd | 68th |
| Total assets | $188.1M | $190.9M |
| Deposits / shares | $171.1M | $170.7M |
| Capital ratio | 7.73% | 9.78% (stronger) |
| Problem loans | 0.20% | 0.03% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 2.43% (stronger) | 2.30% |
| Loans ÷ deposits | 98.5% | 90.4% (stronger) |
| Uninsured deposits | 17.4% | 8.9% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Progressive Ozark Bank has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank leads on 2 and Progressive Ozark Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.