TellerScore

Side-by-side · Q2 2026 data

Citizens Bank vs Bank19

Bank

Citizens Bank

Amarillo, Texas · $100 million – $1 billion

82of 100
Strong

Bank

Bank19

Memphis, Texas · $100 million – $1 billion

90of 100
Very strong

Metric by metric

MeasureCitizens BankBank19
TellerScore8290 (stronger)
Capital cushion51100 (stronger)
Loan quality100100
Earnings100 (stronger)84
Funding & liquidity80 (stronger)52
Problem-loan coverage100100
Peer percentile82nd95th
Total assets$309.8M$147.8M
Deposits / shares$273.4M$121.8M
Capital ratio10.07%15.33% (stronger)
Problem loans0.01%0.00% (stronger)
Net charge-offs0.00%0.00%
Return on assets2.27% (stronger)1.61%
Loans ÷ deposits63.5%62.4% (stronger)
Uninsured deposits30.2% (stronger)56.1%
Offices43
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Bank19 has the higher TellerScore (90 vs 82). On the 6 directional measures above (where higher or lower is clearly better), Citizens Bank leads on 2 and Bank19 on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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