Side-by-side · Q2 2026 data
Citizens Bank vs BOC Bank
Metric by metric
| Measure | Citizens Bank | BOC Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 81 |
| Capital cushion | 51 | 74 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 100 | 100 |
| Funding & liquidity | 80 (stronger) | 27 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 82nd | 80th |
| Total assets | $309.8M | $203.4M |
| Deposits / shares | $273.4M | $176.7M |
| Capital ratio | 10.07% | 12.41% (stronger) |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.27% (stronger) | 1.99% |
| Loans ÷ deposits | 63.5% (stronger) | 84.6% |
| Uninsured deposits | 30.2% (stronger) | 58.5% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Bank has the higher TellerScore (82 vs 81). On the 6 directional measures above (where higher or lower is clearly better), Citizens Bank leads on 4 and BOC Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.