Side-by-side · Q2 2026 data
Citizens Bank of Ada vs Bank of Commerce
Metric by metric
| Measure | Citizens Bank of Ada | Bank of Commerce |
|---|---|---|
| TellerScore | 73 (stronger) | 46 |
| Capital cushion | 45 | 55 (stronger) |
| Loan quality | 77 (stronger) | 24 |
| Earnings | 92 (stronger) | 29 |
| Funding & liquidity | 85 (stronger) | 74 |
| Problem-loan coverage | 93 (stronger) | 66 |
| Peer percentile | 53rd | 5th |
| Total assets | $353.7M | $334.0M |
| Deposits / shares | $310.7M | $294.0M |
| Capital ratio | 9.50% | 10.54% (stronger) |
| Problem loans | 0.68% (stronger) | 2.27% |
| Net charge-offs | -0.01% (stronger) | 0.20% |
| Return on assets | 1.81% (stronger) | 0.22% |
| Loans ÷ deposits | 60.8% (stronger) | 75.7% |
| Uninsured deposits | 27.7% | 24.5% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Bank of Ada has the higher TellerScore (73 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Ada leads on 5 and Bank of Commerce on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.