Side-by-side · Q2 2026 data
Citizens Bank of Americus vs First National Bank of Coffee County
Metric by metric
| Measure | Citizens Bank of Americus | First National Bank of Coffee County |
|---|---|---|
| TellerScore | 77 (stronger) | 70 |
| Capital cushion | 53 (stronger) | 38 |
| Loan quality | 97 (stronger) | 92 |
| Earnings | 83 (stronger) | 77 |
| Funding & liquidity | 72 (stronger) | 69 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 68th | 43rd |
| Total assets | $511.1M | $547.5M |
| Deposits / shares | $453.9M | $494.7M |
| Capital ratio | 10.25% (stronger) | 8.85% |
| Problem loans | 0.09% (stronger) | 0.24% |
| Net charge-offs | -0.02% (stronger) | -0.00% |
| Return on assets | 1.58% (stronger) | 1.41% |
| Loans ÷ deposits | 58.8% | 56.3% (stronger) |
| Uninsured deposits | 40.4% (stronger) | 43.2% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.2% |
Citizens Bank of Americus has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Americus leads on 6 and First National Bank of Coffee County on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.