Side-by-side · Q2 2026 data
Citizens Bank of Americus vs PeoplesSouth Bank
Metric by metric
| Measure | Citizens Bank of Americus | PeoplesSouth Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 69 |
| Capital cushion | 53 | 54 (stronger) |
| Loan quality | 97 (stronger) | 66 |
| Earnings | 83 (stronger) | 81 |
| Funding & liquidity | 72 | 80 (stronger) |
| Problem-loan coverage | 99 (stronger) | 80 |
| Peer percentile | 68th | 53rd |
| Total assets | $511.1M | $1.2B |
| Deposits / shares | $453.9M | $1.1B |
| Capital ratio | 10.25% | 10.45% (stronger) |
| Problem loans | 0.09% (stronger) | 1.02% |
| Net charge-offs | -0.02% (stronger) | 0.01% |
| Return on assets | 1.58% (stronger) | 1.53% |
| Loans ÷ deposits | 58.8% (stronger) | 77.1% |
| Uninsured deposits | 40.4% | 18.1% (stronger) |
| Offices | 3 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.5% |
Citizens Bank of Americus has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Americus leads on 5 and PeoplesSouth Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Americus, GA