Side-by-side · Q2 2026 data
Citizens' Bank of Charleston vs Alliance Bank
Metric by metric
| Measure | Citizens' Bank of Charleston | Alliance Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 72 | 91 (stronger) |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 59 | 70 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 90th | 86th |
| Total assets | $185.1M | $391.3M |
| Deposits / shares | $146.6M | $334.8M |
| Capital ratio | 20.51% (stronger) | 13.57% |
| Problem loans | 0.83% | 0.26% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 2.47% (stronger) | 1.41% |
| Loans ÷ deposits | 101.5% | 90.6% (stronger) |
| Uninsured deposits | 9.8% (stronger) | 11.4% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.3% |
Citizens' Bank of Charleston has the higher TellerScore (86 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Citizens' Bank of Charleston leads on 4 and Alliance Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.