Side-by-side · Q2 2026 data
Citizens' Bank of Charleston vs Sikeston Public Schools Credit Union
Credit union
Sikeston Public Schools Credit Union
Sikeston, Missouri · Under $100 million in assets
Metric by metric
| Measure | Citizens' Bank of Charleston | Sikeston Public Schools Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 72 (stronger) | 37 |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 90th | 62nd |
| Total assets | $185.1M | $5.5M |
| Deposits / shares | $146.6M | $4.5M |
| Capital ratio | 20.51% (stronger) | 18.91% |
| Problem loans | 0.83% (stronger) | 1.89% |
| Net charge-offs | 0.09% (stronger) | 1.00% |
| Return on assets | 2.47% (stronger) | 1.46% |
| Loans ÷ deposits | 101.5% | 56.5% (stronger) |
| Uninsured deposits | 9.8% | 0.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens' Bank of Charleston has the higher TellerScore (86 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Citizens' Bank of Charleston leads on 5 and Sikeston Public Schools Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.