Side-by-side · Q2 2026 data
Citizens Bank of Chatsworth vs Vermont State Bank
Metric by metric
| Measure | Citizens Bank of Chatsworth | Vermont State Bank |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 90 (stronger) | 0 |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 97 (stronger) | 83 |
| Peer percentile | 48th | 48th |
| Total assets | $36.2M | $31.0M |
| Deposits / shares | $31.8M | $21.0M |
| Capital ratio | 13.70% | 28.17% (stronger) |
| Problem loans | 0.31% (stronger) | 5.08% |
| Net charge-offs | 1.33% | 0.07% (stronger) |
| Return on assets | -0.49% | 6.34% (stronger) |
| Loans ÷ deposits | 53.9% (stronger) | 64.2% |
| Uninsured deposits | 10.5% | 5.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Citizens Bank of Chatsworth leads on 2 and Vermont State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.