Side-by-side · Q2 2026 data
Citizens Bank of Edinburg vs United Equity Credit Union
Metric by metric
| Measure | Citizens Bank of Edinburg | United Equity Credit Union |
|---|---|---|
| TellerScore | 79 | 94 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 58 | 87 (stronger) |
| Funding & liquidity | 81 | 88 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 63rd | 95th |
| Total assets | $29.0M | $66.2M |
| Deposits / shares | $25.4M | $53.7M |
| Capital ratio | 11.93% | 18.66% (stronger) |
| Problem loans | 0.00% (stronger) | 0.23% |
| Net charge-offs | 0.00% (stronger) | 0.21% |
| Return on assets | 0.95% | 1.68% (stronger) |
| Loans ÷ deposits | 32.7% (stronger) | 72.5% |
| Uninsured deposits | 32.5% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Equity Credit Union has the higher TellerScore (94 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Edinburg leads on 3 and United Equity Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.