Side-by-side · Q2 2026 data
Citizens Bank of Eldon vs Legends Bank
Metric by metric
| Measure | Citizens Bank of Eldon | Legends Bank |
|---|---|---|
| TellerScore | 76 | 90 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 70 | 83 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 67 (stronger) | 65 |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 64th | 95th |
| Total assets | $247.3M | $635.5M |
| Deposits / shares | $216.3M | $515.2M |
| Capital ratio | 11.53% | 18.31% (stronger) |
| Problem loans | 0.90% | 0.51% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.02% |
| Return on assets | 2.23% | 2.26% (stronger) |
| Loans ÷ deposits | 93.3% | 88.1% (stronger) |
| Uninsured deposits | 13.1% (stronger) | 21.6% |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.5% |
Legends Bank has the higher TellerScore (90 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Eldon leads on 2 and Legends Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.