Side-by-side · Q2 2026 data
Citizens Bank of Kansas vs Bank of the Flint Hills
Metric by metric
| Measure | Citizens Bank of Kansas | Bank of the Flint Hills |
|---|---|---|
| TellerScore | 72 (stronger) | 71 |
| Capital cushion | 35 | 36 (stronger) |
| Loan quality | 99 | 99 |
| Earnings | 60 | 82 (stronger) |
| Funding & liquidity | 98 (stronger) | 59 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 50th | 47th |
| Total assets | $548.4M | $544.5M |
| Deposits / shares | $498.6M | $473.0M |
| Capital ratio | 8.53% | 8.65% (stronger) |
| Problem loans | 0.02% (stronger) | 0.03% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.01% | 1.56% (stronger) |
| Loans ÷ deposits | 47.4% (stronger) | 90.2% |
| Uninsured deposits | 17.0% (stronger) | 25.5% |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | 6.2% |
Citizens Bank of Kansas has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Kansas leads on 4 and Bank of the Flint Hills on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.