Side-by-side · Q2 2026 data
Citizens Bank of Kansas vs Mid-America Bank
Metric by metric
| Measure | Citizens Bank of Kansas | Mid-America Bank |
|---|---|---|
| TellerScore | 72 | 76 (stronger) |
| Capital cushion | 35 | 52 (stronger) |
| Loan quality | 99 (stronger) | 96 |
| Earnings | 60 | 89 (stronger) |
| Funding & liquidity | 98 (stronger) | 61 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 50th | 64th |
| Total assets | $548.4M | $573.3M |
| Deposits / shares | $498.6M | $456.4M |
| Capital ratio | 8.53% | 10.18% (stronger) |
| Problem loans | 0.02% (stronger) | 0.13% |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 1.01% | 1.72% (stronger) |
| Loans ÷ deposits | 47.4% (stronger) | 99.4% |
| Uninsured deposits | 17.0% | 13.6% (stronger) |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | — |
Mid-America Bank has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Kansas leads on 2 and Mid-America Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.