Side-by-side · Q2 2026 data
Citizens Bank of Kansas vs Silver Lake Bank
Metric by metric
| Measure | Citizens Bank of Kansas | Silver Lake Bank |
|---|---|---|
| TellerScore | 72 | 77 (stronger) |
| Capital cushion | 35 | 59 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 60 | 78 (stronger) |
| Funding & liquidity | 98 (stronger) | 56 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 50th | 68th |
| Total assets | $548.4M | $548.2M |
| Deposits / shares | $498.6M | $444.5M |
| Capital ratio | 8.53% | 10.90% (stronger) |
| Problem loans | 0.02% | 0.00% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.13% |
| Return on assets | 1.01% | 1.44% (stronger) |
| Loans ÷ deposits | 47.4% (stronger) | 88.0% |
| Uninsured deposits | 17.0% (stronger) | 29.4% |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | 5.9% |
Silver Lake Bank has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Kansas leads on 3 and Silver Lake Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.