Side-by-side · Q2 2026 data
Citizens Bank of Kentucky, Inc. vs City National Bank of West Virginia
Metric by metric
| Measure | Citizens Bank of Kentucky, Inc. | City National Bank of West Virginia |
|---|---|---|
| TellerScore | 79 (stronger) | 78 |
| Capital cushion | 85 (stronger) | 46 |
| Loan quality | 72 | 93 (stronger) |
| Earnings | 61 | 98 (stronger) |
| Funding & liquidity | 95 (stronger) | 76 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 75th | 86th |
| Total assets | $669.9M | $6.8B |
| Deposits / shares | $571.0M | $5.4B |
| Capital ratio | 13.51% (stronger) | 9.65% |
| Problem loans | 0.85% | 0.22% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.05% |
| Return on assets | 1.04% | 1.96% (stronger) |
| Loans ÷ deposits | 59.8% (stronger) | 82.7% |
| Uninsured deposits | 20.0% | 16.7% (stronger) |
| Offices | 12 | 95 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.3% | 27.3% |
Citizens Bank of Kentucky, Inc. has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Kentucky, Inc. leads on 4 and City National Bank of West Virginia on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Paintsville, KY
- Ashland, KY
- Grayson, KY
- Louisa, KY